A Trusted Partner for Financial Advisors

We work with you to help your clients fulfill their charitable giving & tax savings goals

Offer Sustained Income

Make a Difference

A Shared Partnership

You can partner with Richmond Christian Foundation without losing revenue derived from managing client funds.

Many givers prefer to take a strategic approach to their wealth management that includes generosity as a part of their plan for creating a legacy and making an impact.

But there’s a problem. With its ever-changing tax codes, dozens of giving vehicles, and complex charitable assets, charitable giving can be confusing and complicated.

RCF makes it easy and efficient for both you and your clients. We call it our Richmond Partnership Advantage.

  • We provide our donor-advised fundholders who have a fund balance of $250,000 or more with the option to retain the services of their preferred financial manager. Your client makes a charitable gift to RCF and we open a new charitable investment account with you.
  • What kind of client would make a great referral to RCF? Somebody with charitable intent, Christian faith, and an interest in our Biblically-responsible investing commitment.
  • In addition to donor-advised funds, we prepare and administer long-term giving arrangements with your donors that provide your clients with income for their lifetime (along with significant tax savings) and funds for the charity of their choice with the residual of the gift.
  • Recommend to your clients any of the popular planned giving options, including donor advised funds, charitable gift annuities, charitable remainder trusts, charitable lead trusts, and retained life interest gifts. We will provide the educational resources and concept knowledge that will be an added blessing to you and your client families.

Charitable Gift Annuity

An arrangement between a donor and a nonprofit organization in which the donor receives regular payment from RCF for life, based on the value of assets transferred to us. After the donor’s death, the remaining assets are put into the designated nonprofit’s endowment fund. 

Charitable Remainder Trust

An irrevocable trust that generates income for the donor (or other specified beneficiaries), with the remainder of the donated assets going into a non-profit's endowment fund. 

Charitable Lead Trust

An irrevocable trust designed to provide immediate financial support to local non-profit for a period of years, with the remaining assets eventually going to the donor’s family or other beneficiaries.

Leave a Legacy

The Joy of Giving 

Carol and Bill are praying about how best to organize their estate plan to bless their children and grandchildren. In addition to some money and property, they wanted to give their family a greater gift: the joy of giving.

Carol and Bill left a portion of their estate to RCF and named their children as successors on their Donor Advised Fund.

They left written instructions with RCF—on file forever—to ensure their values would guide and inspire giving priorities for generations to come.

Maximize Tax Benefits 

Simplify Recordkeeping 

Richard was ready to sell the family lake house for $600,000 and support the local pregnancy center with half the proceeds of the sale. Prior to selling, he gifted 50% ownership to RCF. This charitable donation significantly reduced his taxable income. After the sale, RCF credited Richard’s Donor Advised Fund with $300,000, and he received one simple charitable giving receipt.

Richard knew making a large, one-time gift would complicate the pregnancy center’s budget. Instead, RCF can make recurring, smaller gifts to the pregnancy center for years to come at Mike’s direction, while we handled all the record keeping. 

Donate Property Assets

Substantial Tax Savings

David was planning to sell $20,000 in appreciated stock to make a sizable gift to his church’s building fund.

A friend gave him a better idea: donate the stock to the church instead--in this way, David wouldn’t pay upwards of $4,000 in capital gains taxes from the sale.

When the church secretary said she didn’t think the church was set up to receive a gift of stock, David told her that it was OK. He gifted the stock to RCF and the full value went to his Donor Advised Fund. At David’s direction, RCF then mailed a check to the church for $20,000. 

Help Your Clients Leave a Legacy and Transform Richmond

Offer Your Donors Gift Options That Pay Them Income

Kevan wanted to leave a meaningful gift to his Christian school that meant so much to him, but he wasn’t sure the best way to do it until heard about the possibility of establishing a charitable gift annuity. This unique gift option was a great way to earn an immediate tax deduction, secure guaranteed, partially tax-free income (annuity) for the rest of his life, and give a large gift to the school when he went to heaven. Kevan’s school didn’t have the resources to administer this, so they directed him to RCF who set everything up on behalf of Kevan and the school—with no fees or costs to either party.  

Administer & Manage Long-term Giving Arrangements

Tracey told her pastor that after her death she wanted to use the majority of her estate to send kids to church camp for generations to come. The church board loved this idea but expressed concern about the burden of administering this arrangement forever. Instead, Tracey and her pastor consulted RCF and put together a plan that would honor Tracey’s intentions, invest the money for growth in the market, and send a hefty check for 5% of the principal balance to the church once a summer. Tracey and her church felt great peace about the everlasting gift plan. 

Receive Complex, Non-Cash Gifts

Joy is a part-time Development Director at her community pregnancy support center. Recently a few potential donors called with questions she struggled to answer. One wanted to donate some mutual fund shares, another wanted to know about charitable remainder trusts, and somebody else wanted to know the tax implications of donating a car. Thankfully, the pregnancy support center has an endowment relationship with RCF. In each case, Joy was able to reach out to RCF and get answers to all these questions, resulting in three new gifts that month. 

The next time a donor asks you about a complex charitable gift idea or calls with a legal question you don’t know the answer to, don’t worry. 

Your RCF Partner is a phone call away.