Equipping Donors in Richmond

You have been blessed financially. You want to share your blessings with others, and you want to do it wisely. 

Generous Giving

Responsible Stewardship

Local Kingdom Impact

Donor Advised Funds are today’s fastest-growing charitable giving vehicle because they are a simple and tax-advantaged way to give to your favorite charities.

  • A Donor Advised Fund-your Personal Giving Fund– is a combination of a charitable investment account and your own streamlined family foundation. 
  • We help you donate cash, appreciated assets, or business interests, and we handle the time-consuming and administrative aspects of your charitable giving.
  • Your Donor Advised Fund can outlive you.  Long after you’re in Heaven, your children and your  grandchildren can oversee future giving decisions from your Fund as they carry on your passion for generous giving.
  • Speak with us also about retained income deferred gifts, such as gift annuities and charitable trusts, as well as gifts of real estate with retained life interests.
Open Your Donor Advised Fund Today

“Without individuals, nothing changes.
Without institutions, nothing endures.”

Here’s How a Donor Advised Fund Works for You:

You Make a Gift

You make a tax-deductible charitable gift of cash or non-cash appreciated assets such as stock, personal property, business ownership, retirement accounts, real estate, and more to RCF.  You receive a full tax deduction for the current market value of the gifted assets, and  avoid tax on any capital gains.

RCF Manages the Gift

The value of your donated assets are credited to your Donor Advised Fund, which we’ll invest for you in any one or more of our four Biblically responsible investment portfolios.

You Make a Grant

 You can contact us directly at any time to recommend  grants be made from the balance of your fund to the nonprofit organizations of your choice.

You Bless a Nonprofit

The nonprofit organizations you bless receive payments from us along with a letter to each organization that lets them know the gift came from your fund (or you can choose to remain anonymous).

Is a Donor Advised Fund Right for You?

Learn from the following examples why Donor Advised Funds are today's fastest-growing charitable giving vehicle, providing a simple and tax-advantaged way to give to your favorite charities.

  • Get Tax-Free Growth & Support Charities

    Jennie’s tax preparer advised her that making a year-end charitable contribution would offer her a meaningful tax benefit. She didn’t like feeling rushed to decide which charities to support. 

    Instead, making a one-time gift to her DAF allowed her to receive the full tax benefit of her charitable contribution that calendar year, and gave her an unlimited amount of time to decide when and where her charitable dollars would eventually go. 

    While she waited, her DAF contribution was invested, providing tax-free growth, which increased her ultimate giving capacity. 

  • Maximize Tax Benefits & Simplify Record-Keeping

    Paul was ready to sell the family lake house for $750,000 and wanted to support the local pregnancy center with half  of the proceeds from the sale. Prior to selling, he gifted 50% ownership to his Donor Advised Fund. This charitable donation significantly reduced his taxable income. After the sale, Paul’s DAF was credited with $300,000, and he received one simple charitable giving receipt. 

    Paul knew making a large, one-time gift would complicate the pregnancy center’s budget. Instead, he made recurring, smaller gifts from his DAF to the pregnancy center for years to come, while his DAF custodian handled all the record-keeping.

  • Donate Property for Substantial Tax Savings

    David was planning to sell $20,000 in appreciated stock to make a gift to his church’s building fund. A friend gave him a better idea: donate the stock directly to the church, and avoid $4,000 in capital gains taxes otherwise due on the sale of his stock. 

    When his church secretary said she didn’t think the church was set up to receive a gift of stock, David told her that it was OK. He gifted the stock to his Donor Advised Fund. At David’s direction, his DAF custodian then mailed a check to the church for $20,000. 

Your journey to a lifetime of more joyful Kingdom impact begins here.

Open Your Donor Advised Fund Today