Give Wisely. Give Generously.
Give with Lasting Impact.
You've been blessed financially. RCF helps you steward those blessings well — with a simple, tax-smart approach to giving that reflects your values.
Generous Giving. Responsible Stewardship.
Local Kingdom Impact.
Donor Advised Funds are today’s fastest-growing charitable giving vehicle because they are a simple and tax-advantaged way to give to your favorite charities.
A Donor Advised Fund (DAF) is part charitable investment account, part streamlined family foundation. It's the fastest-growing giving vehicle in America — because it works.
- Donate cash, appreciated assets, or business interests and receive an immediate tax deduction.
- We handle the administrative side. You focus on the giving.
- Your fund can outlive you — your children and grandchildren can continue your giving legacy for generations.
We also offer retained income gifts, including gift annuities, charitable trusts, and gifts of real estate with retained life interests.
Here's How a Donor Advised Fund Works
You Make a Gift
Donate cash or non-cash appreciated assets — stock, real estate, business interests, retirement accounts, and more. You receive a full tax deduction at current market value and avoid capital gains tax.
RCF Manages the Gift
Your donated assets are credited to your fund and invested in one of our four Biblically Responsible investment portfolios.
You Make a Grant
At any time, recommend grants from your fund to the nonprofits you want to support. It's that simple.
Built for Donors Like You
Learn from the following examples why Donor Advised Funds are today's fastest-growing charitable giving vehicle, providing a simple and tax-advantaged way to give to your favorite charities.
Get Tax-Free Growth & Support Charities
Jennie’s tax preparer advised her that making a year-end charitable contribution would offer her a meaningful tax benefit. She didn’t like feeling rushed to decide which charities to support.
Instead, making a one-time gift to her DAF allowed her to receive the full tax benefit of her charitable contribution that calendar year, and gave her an unlimited amount of time to decide when and where her charitable dollars would eventually go.
While she waited, her DAF contribution was invested, providing tax-free growth, which increased her ultimate giving capacity.
Maximize Tax Benefits & Simplify Record-Keeping
Paul was ready to sell the family lake house for $750,000 and wanted to support the local pregnancy center with half of the proceeds from the sale. Prior to selling, he gifted 50% ownership to his Donor Advised Fund. This charitable donation significantly reduced his taxable income. After the sale, Paul’s DAF was credited with $300,000, and he received one simple charitable giving receipt.
Paul knew making a large, one-time gift would complicate the pregnancy center’s budget. Instead, he made recurring, smaller gifts from his DAF to the pregnancy center for years to come, while his DAF custodian handled all the record-keeping.
Donate Property for Substantial Tax Savings
David was planning to sell $20,000 in appreciated stock to make a gift to his church’s building fund. A friend gave him a better idea: donate the stock directly to the church, and avoid $4,000 in capital gains taxes otherwise due on the sale of his stock.
When his church secretary said she didn’t think the church was set up to receive a gift of stock, David told her that it was OK. He gifted the stock to his Donor Advised Fund. At David’s direction, his DAF custodian then mailed a check to the church for $20,000.
